How to Purchase
Affordable Housing Qualification
0% Down if you own the Land, 15 if you do not.
Purchasing a home through Shetler’s Legendary Holmes is a straight forward process, and we’re here to guide you every step of the way. Whether you’re a first-time homebuyer or an experienced investor, our goal is to make the process as clear and accessible as possible. Here’s a step-by-step guide on how to purchase one of our homes and qualify for the affordable housing program.
How to Purchase: A Step-by-Step Guide
Determine Eligibility
Before beginning the purchasing process, it’s important to determine if you qualify for the affordable housing program. Eligibility is typically based on income, household size, and other factors defined by government guidelines.
- Income Requirements: Check the income limits for your area to ensure you meet the criteria for affordable housing.
- Household Size: The number of people in your household can affect your eligibility and the type of assistance available.
- Other Criteria: There may be additional factors, such as employment status or credit history, that influence eligibility.
For detailed information on qualifying, contact our office or visit the Affordable Housing Program website to review the specific requirements for your location.
Choose Your Home
Once you’ve confirmed eligibility, the next step is to choose the model and features of your new home. At Shetler's Legendary Holmes, we offer several options for customization to meet your needs and preferences.
- Select a Model: Choose between our 15x50 and 15x54 units based on your space requirements and budget.
- Customize Your Home: Review available upgrades and options, such as additional insulation, exterior finishes, or alternative water heating systems.
Our team is available to help you explore your choices and provide recommendations based on your preferences and budget.
Secure Financing
With your home selection in place, the next step is to secure financing. We offer guidance on various financing options, including:
- Mortgages: We can connect you with trusted lenders who offer competitive rates and terms for affordable housing.
- Down Payment Assistance: Explore available programs that can help with down payments and reduce the upfront financial burden.
Our team can provide you with resources and contacts to facilitate the financing process.
Submit Application
Once financing is secured, you’ll need to submit a formal application. This typically includes:
- Application Form: Complete the necessary forms with personal and financial information.
- Supporting Documents: Provide documents such as proof of income, identification, and any additional paperwork required by the affordable housing program.
Our team is here to assist you with the application process and ensure that all required information is submitted accurately.
Review and Finalize Purchase
After your application is reviewed and approved, you’ll move forward with finalizing the purchase:
- Purchase Agreement: Review and sign the purchase agreement, which outlines the terms and conditions of the sale.
- Site Preparation: Arrange for site preparation, including the 8-inch concrete pad or block wall required for installation.
Our team will coordinate with you to schedule delivery and installation, ensuring a smooth transition to your new home.
Move In
Once your home is delivered and set up, you’ll be ready to move in and start enjoying your new space. We provide guidance on setting up utilities and ensuring that everything is ready for occupancy.
At Shetler's Legendary Holmes, we’re committed to making the home-buying process as simple and stress-free as possible. If you have any questions or need assistance at any stage, please don’t hesitate to contact us. We’re here to help you achieve your dream of owning an affordable, high-quality home.
